Want to save money and find more affordable Hyundai Veloster insurance in New Orleans? Are you kicking yourself for buying an overpriced auto insurance policy? Believe me, you’re not alone.
Unfortunately, almost 70% of insureds in Louisiana have stayed with the same insurance company for at least the last four years, and nearly 40% of drivers have never quoted auto insurance rates at all. Drivers in the U.S. could save themselves 46.5% a year just by comparing rates, but they don’t know how much money they would save if they switched to a cheaper policy.
You have multiple car insurance companies to buy insurance from, and even though it’s nice to have a choice, it makes it harder to find the lowest rates for Hyundai Veloster insurance in New Orleans.
The best way we recommend to compare car insurance company rates for Hyundai Veloster insurance in New Orleans is to realize auto insurance companies participate in a system to give you rate quotes. All you need to do is provide a small amount of information including an estimate of your credit level, if the car is leased, how much you drive, and if you went to college. Your information is instantly submitted to many highly-rated insurers and you should receive rate quotes instantly to find the best rate.
To find the cheapest Hyundai Veloster insurance rates, click here and find out if you can get cheaper insurance in New Orleans.
The following companies provide free rate quotes in New Orleans, LA. If your goal is to find cheaper auto insurance in Louisiana, it’s highly recommended you visit as many as you can to get the cheapest price.
Your insurance coverage should be tailored to you
When it comes to choosing adequate coverage for your vehicles, there really is not a perfect coverage plan. Your needs are unique to you so your insurance should reflect that
Here are some questions about coverages that might help in determining whether or not you would benefit from an agent’s advice.
- Why do I need rental car insurance?
- What is GAP insurance?
- Am I covered if I hit a deer?
- How much coverage applies to personal belongings?
- At what point should I drop full coverage?
- Who is covered by my policy?
- What happens if I owe more than my Hyundai Veloster is worth?
- Do I have any recourse if my insurance company denies a claim?
If you can’t answer these questions but a few of them apply, you might consider talking to an agent. If you want to speak to an agent in your area, take a second and complete this form or click here for a list of insurance companies in your area.
Buying from insurance agents
A small number of people just prefer to buy from a licensed agent and doing that can be a smart decision A nice benefit of price shopping on the web is that drivers can save money and get lower rates and still have a local agent. Buying from and supporting small agencies is important especially in New Orleans.
Once you complete this form (opens in new window), your insurance coverage information is immediately sent to participating agents in New Orleans who will give you bids for your coverage. It makes it easy because there is no need to contact any agents because quoted prices will be sent directly to your email. Get lower rates without the usual hassles of price shopping. If you need to get a comparison quote from a particular provider, you just need to jump over to their website and fill out their quote form.
Two types of auto insurance agents
If you’re trying to find a good insurance agency, it can be helpful to understand the different agency structures that differ in how they can insure your vehicles. New Orleans agents can be described as either independent agents or exclusive agents.
Independent Agents (or Brokers)
Independent insurance agents are not required to write business for one company so they can write business with any number of different companies enabling the ability to shop coverage around. To move your coverage to a new company, your agent can switch companies which is easy for the insured. If you are comparing rate quotes, you definitely need to get several quotes from independent agents to maximize your price options.
Featured below is a partial list of independent insurance agents in New Orleans that can possibly get you free auto insurance rate quotes.
Olympus Insurance Agency
101 W Robert E Lee Blvd #405 – New Orleans, LA 70124 – (504) 535-7755 – View Map
Murphy Insurance LLC
2107 Soniat St – New Orleans, LA 70115 – (504) 899-8010 – View Map
Above and Beyond Insurance Agency LLC
10001 Lake Forest Blvd #315 – New Orleans, LA 70127 – (504) 383-7432 – View Map
Exclusive Insurance Agencies
Agents that elect to be exclusive generally can only insure with one company like Farmers Insurance, Allstate, or State Farm. These agents are not able to compare other company’s rates so always compare other rates. They are well trained on the products they sell which aids in selling service over price.
Shown below are New Orleans exclusive agencies who can help you get rate quotes.
Allstate Insurance: Kenneth Taylor
7037 Canal Blvd #201 – New Orleans, LA 70124 – (504) 283-9310 – View Map
Andy Bowden – State Farm Insurance Agent
6325 Elysian Fields Ave a – New Orleans, LA 70122 – (504) 288-2219 – View Map
Allstate Insurance: Aaron Gable
2073 Caton St – New Orleans, LA 70122 – (504) 283-0034 – View Map
Picking an auto insurance agent requires more thought than just a cheap quote. These are some valid questions you should ask.
- Are they able to influence company decisions when a claim is filed?
- Do they offer rental car reimbursement?
- Do they get extra compensation for selling add-on coverages?
- Is assistance available after office hours?
- How would your car be valued if totaled?
- Do they have adequate Errors and Omissions coverage? This protects you if they make a mistake.
- What company do they have the most business with?
What is the best car insurance company in New Orleans?
Picking a highly-rated car insurance provider is difficult considering how many companies provide coverage in Louisiana. The rank data listed below could help you select which companies to look at when shopping around.
| Company | Value | Customer Service | Claims | Customer Satisfaction | A.M Best Rating | Overall Score |
|---|---|---|---|---|---|---|
| Travelers | 93 | 98 | 99 | 88% | A++ | 95.1 |
| USAA | 83 | 99 | 100 | 91% | A++ | 94.1 |
| Mercury Insurance | 97 | 96 | 88 | 89% | A+ | 93.4 |
| AAA Insurance | 91 | 95 | 92 | 90% | A | 93.3 |
| Nationwide | 85 | 95 | 97 | 89% | A+ | 92.4 |
| Allstate | 77 | 100 | 97 | 88% | A+ | 90.7 |
| State Farm | 80 | 94 | 96 | 88% | A++ | 90.6 |
| The Hartford | 88 | 93 | 91 | 87% | A+ | 90.4 |
| Safeco Insurance | 91 | 95 | 85 | 88% | A | 90.2 |
| Progressive | 88 | 94 | 83 | 88% | A+ | 90.1 |
| American Family | 91 | 86 | 95 | 83% | A | 89.7 |
| Esurance | 86 | 90 | 94 | 90% | A+ | 89.5 |
| The General | 86 | 93 | 89 | 84% | A- | 88.2 |
| GEICO | 79 | 89 | 95 | 87% | A++ | 87.8 |
| Titan Insurance | 86 | 82 | 92 | 86% | A+ | 86.5 |
| 21st Century | 86 | 82 | 90 | 84% | A | 86.4 |
| Liberty Mutual | 79 | 87 | 95 | 78% | A | 85.3 |
| Farmers Insurance | 77 | 80 | 80 | 84% | A | 80.3 |
| Compare Rates Now Go | ||||||
Data Source: Insure.com Best Car Insurance Companies